Wind Mitigation Inspections

Experience, Accuracy, Detail, and Reliability.

Unlock Savings on Your Home Insurance with Wind Mitigation Inspections in FL

Living in South, Florida, means enjoying the sunshine and vibrant community. However, it also means being prepared for hurricane season. A Wind Mitigation Inspection is a crucial step homeowners can take to assess their property’s resistance to wind damage and potentially save significantly on their homeowner’s insurance premiums. At Absolute Property Inspections, we are your local experts in providing thorough and reliable Wind Mitigation Inspections.

What is a Wind Mitigation Inspection?

A Wind Mitigation Inspection is a specialized assessment of specific construction features that help reduce the amount of damage your home may suffer during a hurricane or strong wind event. Certified inspectors, like those, examine key areas of your home and document features that enhance its wind resistance. This inspection isn’t about finding problems; it’s about identifying and verifying the presence of construction techniques and protective devices that make your home safer and more insurable.

The findings of the inspection are documented on a standardized form, often referred to as the Uniform Mitigation Verification Inspection Form (OIR-B1-1802), which is then submitted to your insurance company. Based on the presence and quality of these wind-resistant features, you may be eligible for substantial discounts on your homeowner’s insurance premiums.

The Significant Benefits of a Wind Mitigation Inspection in Florida

For homeowners in Florida, a Wind Mitigation Inspection offers several compelling advantages:

  • Save Money on Home Insurance: This is the primary benefit for many homeowners. Insurance companies in Florida offer discounts for homes with verified wind-resistant features. These discounts can lead to significant annual savings on your premiums.
  • Increase Your Home’s Safety: By identifying and verifying the presence of wind-resistant construction, you gain a better understanding of your home’s ability to withstand strong winds, potentially protecting your family and property.
  • Demonstrate Your Home’s Strength to Potential Buyers: If you plan to sell your home in the future, a Wind Mitigation Inspection report can be a valuable selling point, showcasing the property’s resilience and potential cost savings for the buyer.
  • Contribute to a More Resilient Community: By investing in wind mitigation measures and obtaining an inspection, you contribute to a safer and more resilient community during severe weather events.
  • It’s a One-Time Investment: Once the inspection is completed and the wind-resistant features are verified, the resulting insurance discounts can continue for as long as those features remain in good condition.

What Our Wind Mitigation Inspection Evaluates

During a Wind Mitigation Inspection, our certified inspectors will meticulously examine and document the following key features of your home:

  1. Roof Covering: We identify the type of roof covering (e.g., asphalt shingles, tile, metal) and its installation method.
  2. Roof Deck Attachment: We assess how your roof deck (the plywood or oriented strand board beneath the roof covering) is attached to the trusses or rafters. Stronger attachments provide better wind resistance.
  3. Hurricane Straps or Clips: These metal connectors securely fasten the roof trusses or rafters to the wall studs, significantly improving the roof’s ability to withstand uplift forces.
  4. Secondary Water Resistance (SWR): This refers to a sealed layer under the roof covering that helps prevent water intrusion if the primary covering is damaged.
  5. Opening Protection: We document the presence and type of protection for your windows and doors, such as hurricane shutters, impact-resistant glass, or reinforced garage doors.
  6. Roof geometry refers to the shape, slope, and structural configuration of a roof. It defines how a roof sheds water, withstands wind, and integrates with the building’s overall design.

Our inspectors are trained to accurately identify and document these features according to the specific requirements of the Uniform Mitigation Verification Inspection Form, ensuring your insurance company receives the necessary information to determine your eligibility for discounts.

Why Homeowners Choose Absolute Property Inspections for Wind Mitigation Inspections

  • Local Expertise: We have a deep understanding of the local building codes and insurance requirements related to wind mitigation.
  • Certified and Experienced Inspectors: Our inspectors are certified and have extensive experience conducting Wind Mitigation Inspections in Florida.
  • Thorough and Accurate Inspections: We are meticulous in our assessments, ensuring all eligible wind-resistant features are properly documented.
  • Prompt and Reliable Service: We understand the importance of timely inspections for insurance purposes.
  • Clear and Understandable Reports: Our reports are easy to read and provide all the necessary information for your insurance company.
  • Competitive Pricing: We offer affordable rates for our valuable Wind Mitigation Inspection services.
  • Dedicated Customer Support: We are here to answer your questions and guide you through the process.

Contact Absolute Property Inspections for Wind Mitigation

Ready to see how much you can save on your home insurance? Contact our team today to schedule your Wind Mitigation Inspection!