The South Florida Summer Home Maintenance Checklist
By Steve Rodgers, CPI · Absolute Property Inspections, LLC · South Florida
Summer in South Florida isn’t just heat — it’s hurricane season, humidity, and the kind of moisture that gets into places you’d never think to look. Whether you own a single-family home, a townhome, or a condo, this checklist walks you through what to inspect, maintain, and secure before the worst of the season arrives. Use it every year.
Free Download: Printable Summer Maintenance Checklist
Take this checklist with you room by room. PDF format, printer-ready.
HVAC System
☐ Replace air filters — every 30–60 days during heavy-use summer months
☐ Clean condensate drain line — pour a cup of diluted bleach to prevent algae clogs and overflow
☐ Check evaporator and condenser coils for dust buildup; dirty coils reduce efficiency and spike energy bills
☐ Test thermostat accuracy and verify the system is cooling to set temperature
☐ Listen for unusual noises — rattling, banging, or squealing all warrant a service call
☐ Schedule a professional A/C tune-up before peak season if not done in the last 12 months
Pro Tip from Steve: A clogged condensate drain line is one of the most common causes of water damage I find during inspections. It overflows the drip pan and drips directly onto your ceiling or into your walls. A $5 bottle of bleach every month can save you thousands.
Plumbing
☐ Check under sinks and around toilets for signs of slow leaks — staining, soft flooring, or musty odors
☐ Test water pressure — pressure above 80 psi accelerates wear on fixtures and connections
☐ Inspect washing machine hoses for cracks or bulging; replace if older than 5 years
☐ Check water heater for corrosion, mineral buildup, and proper temperature setting (120°F)
☐ Flush the water heater tank annually to remove sediment
Electrical
☐ Test all GFCI outlets — especially in bathrooms, kitchens, garages, and exterior areas
☐ Test smoke and carbon monoxide detectors; replace batteries
☐ Check electrical panel for signs of corrosion, heat discoloration, or tripped breakers that won’t reset
☐ Inspect outdoor outlets and lighting fixtures for moisture intrusion or cracked covers
Mold & Moisture
☐ Inspect bathrooms and laundry areas for early-stage mold around caulk lines and grout
☐ Check window seals and sliding glass door tracks for moisture infiltration or standing water
☐ Monitor indoor humidity — ideal is 45–55%; above 60% creates mold conditions quickly
☐ Check air handler closet and attic access panel for any signs of moisture or mold growth
☐ Re-caulk around tubs, showers, and sinks if existing caulk is cracked or separating
Pro Tip from Steve: Mold in South Florida doesn’t wait. I’ve seen active mold colonies develop in under 48 hours after a slow leak starts. If something smells musty and you can’t find the source, it’s time for a professional mold inspection — not an air freshener.
Roof & Gutters
☐ Inspect roof from the ground — look for missing, lifted, or cracked shingles; damaged ridge caps; or exposed flashing
☐ Check roof penetrations — vents, skylights, and stack boots are common entry points for water
☐ Clean gutters and downspouts — South Florida’s heavy rain quickly overloads clogged gutters
☐ Confirm downspouts discharge away from the foundation — at least 4–6 feet
☐ Look for standing water or soft spots on flat or low-slope roofs
Pro Tip from Steve: Most roof leaks I find aren’t in the field of the roof — they’re at the penetrations. If you have a rubber vent pipe boot more than 10 years old, inspect it closely. They crack and fail silently.
Exterior & Foundation
☐ Walk the perimeter — look for cracks in stucco, foundation, or driveway that have grown or shifted
☐ Check grading around the home — soil should slope away from the foundation, not toward it
☐ Inspect exterior caulking around windows, doors, and utility penetrations; re-caulk as needed
☐ Check wood trim, fascia, and soffits for rot, pest damage, or paint failure
☐ Inspect fence posts and gate hardware for rust or shifting
Hurricane Preparedness
☐ Verify all hurricane shutters open and close properly — don’t find out they’re stuck when a storm is 48 hours out
☐ Test hurricane impact windows and doors for proper sealing and locking
☐ Know your wind mitigation status — roof or window upgrades may qualify you for a lower insurance premium
☐ Trim trees and large shrubs to reduce wind load and flying debris risk
☐ Secure or store patio furniture, grills, and decorations that become projectiles in high winds
☐ Test your generator — run it under load for 30 minutes and check fuel supply
☐ Verify your insurance policy is current — confirm coverage limits and deductibles before storm season
Pro Tip from Steve: I’ve helped clients save over $3,000/year on their Citizens Insurance premiums just by getting an updated wind mitigation inspection after replacing their roof or windows. If you’ve done qualifying improvements, call me — it pays for itself quickly.
Pool & Outdoor Areas (if applicable)
☐ Test pool equipment — pump, filter, and auto-fill valve
☐ Inspect pool deck for cracks, lifting, or trip hazards
☐ Check pool screen enclosure for torn screens, damaged framing, or loose panels
☐ Inspect the pool fence gate — must be self-closing and self-latching per Florida code
Unit-Specific Maintenance
☐ Inspect your patio or balcony for concrete spalling, railing integrity, and drainage
☐ Check your individual A/C system — townhomes typically have their own unit even in an HOA community
☐ Confirm your dryer vent is clear — longer duct runs in townhomes collect lint more quickly
☐ Check the garage door — lubricate rollers and hinges; test auto-reverse safety feature
HOA & Shared Responsibilities
☐ Review your HOA’s maintenance responsibilities vs. your own — roofs and exteriors are often HOA-maintained, but interior water damage may fall on you
☐ Report any exterior damage to HOA in writing — document with photos and date
☐ Confirm HOA has addressed shared drainage issues near your unit before rainy season
☐ Review your HOA’s hurricane preparedness plan — know who handles shutters, common area prep, and debris removal
Pro Tip from Steve: Townhome owners are often surprised to learn that even if the HOA owns the roof, water damage from a roof leak that travels into their unit may fall on them to repair — depending on how the documents are written. Know your documents before you have a claim.
Inside Your Unit
☐ Inspect the A/C air handler — clean the evaporator coil and condensate drain pan; verify float switch is working
☐ Check all balcony door seals and sliding tracks for water infiltration during heavy rain
☐ Inspect behind the washer and under the dishwasher for slow leaks — water migrates to units below quickly
☐ Test all GFCI outlets in kitchen, bathrooms, and laundry
☐ Check your electrical panel — look for double-tapped breakers or signs of overheating in older buildings
☐ Inspect window seals — fogging between glass panes can indicate infiltration risk
Building & Association Awareness
☐ Review your condo association’s building maintenance schedule — confirm roof, HVAC, and common areas are on track
☐ Understand your insurance coverage vs. the master policy — “bare walls in” vs. “all in” makes a major difference after a loss
☐ Report any signs of water intrusion through exterior walls or windows to building management in writing
☐ Know your building’s SIRS status — Florida law now requires most condo associations to have a Structural Integrity Reserve Study completed and funded
Pro Tip from Steve: After the Surfside collapse, Florida passed some of the strictest condo structural reserve laws in the country. If you’re buying or own a condo built before 1992, make sure the association is compliant. This affects your investment value and your safety.
Summer maintenance isn’t glamorous, but it’s the difference between catching a $200 problem and discovering a $20,000 one after a storm. The items on this checklist are drawn directly from the deficiencies I find most often during inspections across Broward, Palm Beach, Collier, and Lee Counties.
If you work through this list and find something you’re not sure about — or want a professional set of eyes on your property before storm season — that’s exactly what I’m here for.
Want a Professional to Walk Through It With You?
I offer full home inspections, mold inspections, 4-point inspections, and wind mitigation inspections across South Florida. With 25 years in construction and building, I know where the problems hide.
Steve Rodgers, CPI — Absolute Property Inspections, LLC
Steve is a Florida Licensed Certified Professional Inspector (FL HI #16527) with over 25 years of construction and building industry experience across South Florida. He specializes in full home inspections, mold inspections, wind mitigation, and 4-point inspections for homebuyers, sellers, and current owners throughout Broward, Palm Beach, Collier, and Lee Counties.